9 Namdeo Nivas, B Cabin, Shivaji Nagar, Opp TBZ jewels, Naupada, Thane West

About Home Loans

Home or housing loans are advances made to borrowers who require funds to purchase houses/flats/land. They can also be availed of for construction, extension and renovation of houses. Lenders can be banking or non-banking financial institutions.

The salient features are outlined below:

  •  They are secured advances.
  •  Collateral is usually the property that is being funded. Existing property can also be put up as security.
  •  Home loan interest rates are lower when compared to unsecured personal advances.
  •  The advance can be used to fund property for residential or investment purposes.
  •  Amounts offered are higher than under other types of loans; up to 85% of the property value.
  •  Repayments are made in EMIs (Equated Monthly Instalments).
  •  Pre-payments are allowed, to reduce liability.
  •  They are long-term in nature; tenors usually vary between 5 - 30 years
  •  Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  •  Non-interest charges include processing fees, pre-payment charges, inspection fees, documentation fees etc.
  •  They qualify for tax benefits as per provisions of the IT Act, 1961 (subject to changes).

Bank Name Rate of Interest Processing Fee Range Loan Amount Tenure Range Details
Bank Name Rate of Interest Processing Fee Range Loan Amount Tenure Range Details

9.40%**

5000/-
50 Crores
5 - 25 Years
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9.40%**

0.50%
15 Crores
5 - 30 Years
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9.40%**

11000/-
25 Crores
5 - 30 Years
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9.50%**

0%
15 Crores
5 - 25 Years
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9.45%**

0.25%
50 Crores
5 - 15 Years
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9.45%**

0.75%
35 Crores
5 - 20 Years
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9.55%**

5000/-
10 Crores
5 - 25 Years
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9.40%**

1000/-
35 Crores
5 - 25 Years
 Get Quote

9.50%**

0.25%
15 Crores
5 - 25 Years
 Get Quote

9.55%**

5700/-
15 Crores
5 - 25 Years
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9.50%**

0.20%
15 Crores
5 - 15 Years
 Get Quote

9.55%**

0.25%
10 Crores
5 - 30 Years
 Get Quote

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